Curtis Ray

Curtis Ray – SIV #085 Shownotes

Don't Retire Broke!

Did you know that 99% of Americans retire on $50,000 per year or less? That’s why this week’s guest, Curtis Ray, wrote the book Everyone Ends Up Poor! Why Financial Planning Is All Backwards And How To Fix It. Curtis wrote it after his worse day ever.

I’ve had bad days. You’ve had bad days. I don’t know about you, but I’ve never lost more than $2 million in a single day. Curtis Ray has. He learned two major lessons from the experience. A) You can’t trust your business to take care of you. B) Pay yourself first.

Things Curtis And I Talked About

  • Never attach yourself to money
  • He did everything right and still lost $2 million
  • You can’t trust your business
  • 95% of businesses don’t make it to retiring the owner
  • Having $750,000 in your retirement account will only pay you $30,000/year BEFORE TAXES!!!
  • Less than 1% of Americans attain a $1 million portfolio
  • Investment platforms vs. Retirement platforms
  • Why is downsizing “normal?”
  • Curtis’ definition of retirement: “Doing what you want, when you want, where you want, and with whom you want.
  • The “Risk Pyramid”
  • Normal retirement investing is: Sprint – Run – Jog – Walk  It should be exactly the opposite.
  • Build in security, not risk
  • Slow, steady, simple, secure
  • Deferring taxes on your retirement investments is not helpful. It might even be dumb.

Curtis' Billboard: pay yourself first

The Books We Talked About

As always: Click on the cover below to learn more or purchase through Amazon.

Everyone Ends Up Broke – Curtis Ray

The Richest Man in Babylon – George S Clason

The Four Agreements – Don Miguel Ruiz

Where To Connect With Curtis

Curtis’ Cell Phone: 480-748-5825




Senior Markets expert, Sylvia Gordon is dropping some serious knowledge on the SIV Tribe!
Don’t you dare miss it!

Tim Martin

Tim has spent the last 22 years in the VB sales world. During that time he has recruited and trained over 2,000 agents to get people to do what they should, but wouldn't do if we didn't come along. In addition to his leadership rolls at the two largest VB carriers on the planet, Tim has worked with outside organizations through consulting and sales coaching. His energetic and humorous key note addresses have also inspired and electrified audiences throughout the United States. Currently Tim is also working on his first book "Success Is Voluntary." Tim and the lovely Dizzy D reside in Peoria, Arizona. They have been married for 30 years and are the proud parent of two gorgeous grown young women, Brittny 29 and Victoria 26.

Category: Podcast Episodes
Posted on: Wednesday, August 14, 2019

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